THE FEDERAL PHENOMENON

This post is made by my good friend Stanislaus Dreuckebdodevitskovitz:

I ran into an interesting phenomenon a while back - I call it “The Federal Phenomenon”: when you start talking to some of these stubborn and reluctant Companies about involving the Feds, their attitude changes completely! Obviously, they don’t want any Federal agencies coming around asking questions, nor do they want more Federal laws and regulations applying to them and their Companies. I’ve used this in the past (with Humana Right Source, for one, when they wanted to charge me $3,000 for a little bottle of eye drops and $4,000 for another little bottle of eye drops), and I had occasion to use it today with PayPal!

I ordered some software from a Company a coupla months ago, which was supposed to set up a website or 2 (10, actually, but I never got beyond #2). They insisted that I use their web hosting Company, probably because they were getting a commission off the deal! I used my PayPal account to pay for it. When the whole deal began to go sour, I promptly closed the websites and changed the nameservers (which are obtained thru a different Company, this time for FREE, which “aim” the prospective customer to the website on that particular web host). I notified the software Company and the web hosting Company that I had done this, that the software did not work as stated, that I could get almost NO technical support from them, and that I wanted a refund! Of course, they ignored my E-Mails! So, I filed a claim thru PayPal for a refund, stating that it was a FRAUD! That it had been misrepresented! That these people only wanted the $$$ and that I intended to pursue it as far as possible. Then I began a long agonizing process of calling and continuing to call PayPal, to follow up on my claim.

It is a REAL PAIN IN THE KAZOO to try to get thru PayPal’s phone system, as they put a bunch of recorded messages on first, one has to prove who is calling by entering the correct phone number + the last 4 digits of the “primary account-holder’s Soc. Security Number,” and such. Then a syruppy-sounding lady keeps asking what I want. I try to tell her that I want to talk to a live human being, but of course, the dumb machine is not programmed to recognize this as a response. They continue to kill time by trying to send me an E-Mail about some of their policies, and such! I continue to press * and # and 0 and whatever other keys I think may disconnect the syruppy-sounding machine and get me thru to a live human being. Eventually, usually after 7-8 minutes (I’ve actually timed it, and that’s no lie), it will connect me with some sweet gal in the Philippines, who knows absolutely nothing except how to speak English and halfway sound like she is in the U.S. I always ask if she is in the Philippines! Usually, they are startled by this question, as they think they are fooling someone! After killing some more time with these people, trying to explain what I want, they usually connect me with someone in the U.S., especially after they realize that they (a) don’t know what I’m talking about (b) can’t help me (c) all the above!

PayPal “dragged it’s feet,” taking the side of the seller, stating that it was not a physical product but instead that it was a “digital product,” in other words, the “purchase was for a virtual, digital, or intangible item, which is not covered under PayPal Purchase Protection.  We only cover claims involving physical items that can be shipped and tracked.” There was no tracking number, nothing was shipped (as the software was a download), there was no item to be received, nada, zilch! So, I kept calling PayPal, and the web hosting Company kept trying to tap my PayPal account! One lady suggested I close the PayPal Debit Card, which I did, and apply for another one (which I haven’t done yet until I get a final resolution on this claim). Another man said the web hosting Company had created a second invoice in order to tap my account. I kept getting all kinds of “run-around.” PayPal kept trying to decide in favor of the seller, close the claim, and such. I filed a Fraud Complaint with the F.T.C. (Federal Trade Commission), even tho the total was only slightly over a hundred $$$. After talking to PayPal again this past Mon., I called the F.T.C. again and added PayPal as a party to the Fraud Complaint, since they kept stalling, finding in favor of the seller, and such; I stated that PayPal was a part of the Fraud process, that they were making $$$ off these fraudulent transactions, and such. In talking to PayPal again this week, I (of course) got their Philippine people and Puerto Rica (I think) people first, as they feed callers there first, then transfer them to someone in the U.S., if needed. The “foreigners” could care less about the F.T.C. - in fact, some of them DON’T EVEN KNOW WHAT IT IS! But those in the U.S. look at it an entirely different way! At first, I began to tell the U.S. “Help” people that I planned to add PayPal to the Fraud Complaint with the F.T.C., and nothing changed. Then I began to tell them that I HAD ACTUALLY ADDED PAYPAL TO THE FRAUD COMPLAINT WITH THE F.T.C. - and then EVERYTHING BEGAN TO CHANGE! I also added that I plan to send an E-Mail to my Congressman, recommending that new laws be passed which would regulate PayPal as a bank, which it is not! It is a “financial institution that provides Internet services to expedite payments,” but it is NOT A BANK! So, therefore it is NOT regulated by the F.D.I.C. (Federal Deposit Insurance Corporation) like the banks are! When I began talking along these lines, about involving the Feds, their attitude at PayPal changed completely! Suddenly, instead of giving me the old “run-around,” that they would “take my case under advisement,” and “send it to the right department” (kinda like a bank loan where they have to “send it to the committee” and the committee “doesn’t meet until next Monday - I’ve heard this before!), I found that the person I was talking with, had the authority to make a decision RIGHT THEN, and it was IN MY FAVOR! He IMMEDIATELY credited my account for the amount claimed! And, of course, he took it out of the software Company’s account! I was really surprised, in a way; yet in another way, I got to thinking about it, and I realized that they don’t want any new Federal regulations or some Federal officials coming around asking questions! Remember this, as you may be able to use it to “expedite” a claim in the future!

Stanislaus

END OF POSTING.

HOME-MADE SOLAR PANELS

Home-made solar panels may work, but it is my understanding that one needs quite a few of them before being able to make much of a dent in the old electric bill! I happen to live on a shady lot, and I'm not sure it would work for me. I'm interested in building a few, more as an experiment than anything, to see what I can learn, and to decide if it will work for me.

I talked to an electrician friend, who knows how to hook up the commercial solar panels, which I'd probably use, and he said I'd need to be able to have them provide lots of amps and such, to power things like my heat pump\cooling system and my hot water heater. I'm still learning, so I'm open to suggestions.

There's a LOT of information on the Internet about solar systems and other "energy-saving" systems, and it looks like some of them are scams. Most want to sell an E-Book of instructions, which may be too technical for many people. I understand simple wiring, and I think I could rig up something to power a few lights, maybe as an emergency situation when the electricity goes off, which it does a LOT around here! But I'd need an electrician with meters and knowledge, to be able to power the whole house! That's why I think a lot of the information being sold, is way over the heads of most people!

I'm sure the authors of these E-Books had good intentions, but they, like many people who fool with computers, assume that everyone understands all the technical goobldy-gook, which they don't! They probably don't intend to get themselves into a scam situation, but they find themselves being accused of being a scammer, primarily because the buyer doesn't understand the technical terminology! It's still a "buyer beware" market, however!

I'd like to find a ready-made solar panel situation, where somebody comes out and installs it and all I have to do is pay for it. Problem is that most of these are WAY UP INTO THE THOUSANDS OF $$$, and it would take too long to amortize it over my lifetime or the lifetime of a house. As with other electronic items, perhaps it'll come down in price in the future! If we can keep the government and the big companies out of it, it probably will!

Stanislaus Dreuckebdodevitskovitz

Here's a good website to check out: "Studio Quality Portraits For Less" -Click Here

Here's another good website to check out: "Green Cleaning Products" - Click Here
 

Here's another good website to check out: "Bibles New and Used" - Click Here

 

Here's another good website to check out: "Don't Get Burned By Driver Update Scams or Fake Anti-Virus Scams" - Click Here

 

"Free E-Book About Free E-Books" -Click Here

 

Here's another good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here - We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out: "Affiliated Website Designers" - Click Here

Here's a good Scam Forum to check out: "Internet Scams Forum" - Click Here

Here's a good Forum to check out: "Dachshund Forum" - Click Here

Here's a good reference on Forums, where you can find lots of information on just about any problem: - Click Here

Copyright 2011 by Preston Smith,
Silver Dollar Press,
an Affiliate of Walker Enterprises.

All Rights Reserved.

MOST COMMON SCAMS - SPANISH

MOST COMMON SCAMS - SPANISH

From the Director General of the Guardia Civil.

www.guardiacivil.org/consejos/seguridad.jsp
Translated from: Spanish


FREQUENTLY SCAMS:

Lottery Scam.
Trileros.
The Tocomocho.
The prayer cards.
The Nazarene.
The Installer.
The incurable.
Internet Scams.

The authors performed a mass emails sent to addresses obtained from the Internet, which use both multilateral logos fraudulently: national lottery ("Loteria Primitiva," "El Gordo de la Primitiva," "National Lottery," etc.). As invented ("National Lotto" and the like), which state that the receiver has been graced with the first prize (he's a millionaire), although the alleged victim has not participated in any kind of drawing (which is told been selected randomly through your email address, or between those who have visited certain Web pages or similar explanations).

The only requirement is needed to collect the hefty reward is the pack of a sum of money in payment of taxes, duties, fees, or similar, making it easy for a bank account or applying for a transfer through Western Union . It also often authors use the logos of insurance companies or bank of prestige or even a ministry to "ensure" the authenticity of messages and therefore the collection of the prize. Also contact telephone and fax numbers correspond to mobile phones with prepaid card.

Once the victim has entered the amount of money requested, the scam is consumed, and becomes no longer heard from the authors.



Trileros.

The scam is to encourage public participation by betting money on games of skill that apparently allows great potential for participating, and which are offered on a public street, on a small table. The game used is to find out where lies a ball that is covered by a metal or glass. To make the game seem easier, about the person who moves the plates or vessels (which runs the game), one or several "fake players" (hooks), which make money easily agree with the person that moves the plates. At first, allow the person to win the game starts, so that, encouraged by the success, play a significant amount. The hand is quicker than the eye, so that when the amount is significant, the victim loses irretrievably his money. It is common at fairs and markets.


The Tocomocho.

The scam usually develops transit sites (stations, ATMs, etc.). By a person approaching the victim states have a winning lottery ticket and that the rush can not collect. Desperately asks the victim pay him the prize amount or even less, since due to travel to do can not collect. To give more credibility interrupts another apparent bystander (hook) often assert the authenticity of displaying a list of prize winning tickets in a newspaper. The victim agrees to provide the amount of prize money and when he goes to retrieve the window of the ticket lottery check is fake.


The prayer cards.

The victim (the citizen) is approached by a person who appears to have some intellectual disability (con 1). It teaches you a bag full of money seems, may even be some. 1 The scammer does not give any importance to what has been telling the victim that the bag has "holy pictures" or "stickers" and that house has many more. At this point interrupts another apparent citizen [swindler who makes hook (crook 2)], which gives the victim the ability to fool the scammer 1 buying a bag of money. However, the hook, says he has no money to participate in the "purchase" of the bag. However encourages the victim to make the purchase because of the large benefits it will report "misleading" the scammer 1. Even the hook is provided to accompany the victim to seek money, so that has no hitch. Once the victim embodies the "buy" money by giving away the two swindlers bag. When the victim opened the bag containing checks that no tickets but scraps of paper pads.


The Nazarene.

Victims of the scam are companies that supply goods. The scammers are installed in a rented warehouse on behalf of a company. They begin to make small orders, which are stored in the warehouse and are paid in the event supply companies. In this way the scammers gain the trust of the victims. Then make large orders for goods, telling suppliers that are going to make payments in installments. You can even get to meet the first of such payments. Suddenly, instead the company disappears, taking merchandise and leaving pay outstanding debts. When utility companies ripped off want to make arrangements to run the check collection company that made them no orders.


Installer.

Scammers are people in the home of the victim. They wear overalls. We present saying that they are employees of the gas installation company and coming to a review of the facility. They appear to make several technical papers, normally limited to change a piece of gas hose. Extend work completed invoice. When the victim says the case with other people found to have been defrauded by false installers.


The incurable.

Typically carried out by visiting the home of the victim. The scammer poses as a person who is in dire economic straits, with serious family problems tell if a woman has been abandoned, which has many children and so on. In any case trying to affect the sensitivity of the victim. Eventually, the scammer explains that in order to survive is proceeding to liquidate their most treasured possessions. At this time displays a personal item (wristwatch expensive brand, necklace, ring, etc.). Saying it is a precious jewel, very valuable. Give the object to change in a very low price compared to what he says is worth. When the victim agrees to purchase the object proves to be a bargain.



Internet Scams.

New Modus Operandi-scam in the purchase of vehicles by INTERNET.

It has been observed in several web pages dedicated to the sale of vehicles between two new systems particular scam:

The first is that one person from another country is interested in an advertised car, but not for himself but for an acquaintance. The fact is that the third party would be willing to pay a much higher amount of money requested by the seller, so the alleged con man writing a check to the vehicle owner for the amount of money offered by your name and you have to welcome to the seller is to make a transfer, money order, or via Western Union, by the amount of money from the difference (except maybe a possible compensation for the trouble). The seller of the vehicle receives the check and take it to your bank, it picks it up (it's a real check, there is no reason to suspect), so who then makes the transfer of the agreed amount. After a short space of time is warned by the bank that the account entered in the check bounces or does not exist, so one hand does not have the money and otherwise bespoken already lost the amount transferred. The vehicle does not change hands at any time.

In the second method is the buyer who is cheated. The alleged dealer says he does not mind sending the vehicle to the residence of the buyer, but that change will only want to know if it actually has the money and is not a hoax, so I asked to make a transfer by Western Union but putting a fictitious name as beneficiary, and the scammer might see on the website of this company actually made the payment, but can not access the money. Once seen it will send the vehicle within 2 or 3 days. The scam is that the buyer by an appropriate document counterfeiters have made-up several days to charge the money without sending any vehicle.

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“How To Win The X Factor” - Click Here

 
“How to Make a Living or Simply Entertain Your Kids by Clowning!” - Click Here

 
“How to Save on Food with High Food Prices” -  Click Here

 
"Don't Get Burned By Driver Update Scams
or Fake Anti-Virus Scams" - Click Here

"Free E-Book About Free E-Books" - Click Here

Here's a good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here - We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out:
"Studio Quality Portraits For Less" - Click Here

 
Here's another good website to check out: 
"Green Cleaning Products" - Click Here 



Here's another good website to check out:
"Bibles New and Used" -  Click Here

Here's another good website to check out: 

"Affiliated Website Designers" - Click Here 

Here's a good Forum to check out:
"Dachshund Forum" Click Here


Here's a good reference on Forums, where you can find lots of information on just about any problem: Click Here

Copyright 2011 by Preston Smith,
Silver Dollar Press,
a Division of Walker Enterprises.

All Rights Reserved.