Tuesday, December 13, 2011

Holiday shopping scams to look out for

Avoid these common online scams for a safe holiday shopping experience

During the holiday shopping season, shoppers cheer, "We're going to save big bucks!" But what they may not realize is bad guys are cheering, "We're going to make big bucks." Yup, that darn Grinch is always lurking especially during festive times. How can you make sure your shopping experience is merry and bright? Don't get ripped off by these common scams, risks and red flags:

Gift card scams
This is a huge problem consumer watchdogs are hearing a lot about lately! Michael Gier from Protect Yourself TV warns: Only buy gift cards from the stores themselves, do not ever buy from an individual selling them because they're usually stolen empty gift cards that were never activated at the register.

If you're purchasing at the store, buy gift cards that people don't have access to. Do not buy from the grab-and-go racks at stores. Thieves can scan the cards on the racks and get the codes on the back of the cards. Then when you pay and get the card activated, they now have a way to use it and spend the money on it.

Keep an eye out for scams

Email shopping schemes

An email from your favorite store just popped up in your inbox that says 75% off today only. Should you click on it? Joe Reynolds, product manager for Identity Fraud at Travelers Insurance, says no.

"Delete, without replying to, any suspicious email requests. Hackers and spammers often impersonate retailers to lure personal financial information. If there is any reason to doubt the authenticity of an email message from a company you do business with, don't click on links or buttons in the message. Instead, type the Internet address of the company into your browser, log on as you usually do, and examine your account information. You can also always call a company to ask if an email is legitimate."

Joe reminds you to also log off completely when you're finished with online transactions. "Closing or minimizing your browser or typing a new Web address may not be enough to prevent others from accessing your online information. Instead, click 'log off' to terminate your online session. In addition, don't allow your browser to 'remember' your username and password information."

Unsecured websites
You've been looking for that camel colored scarf for your sister for a month. When it pops up on a shopping search engine for a good price, you're overjoyed. But before you whip out your credit card and start typing away, Joyce Hsu from Reseller Ratings says make sure you haven't been lured to an unsecured website. "When you are ready to buy, never buy from a store that does not use SSL on the credit card page. SSL is a protocol that was created to transmit private information on the Internet by encrypting data on the public side as well as a secret key only known by the recipient. Sites that have a SSL connection generally start with 'https' instead of 'http', and your web browser often displays a 'lock' symbol. This will help ensure that your information is not being transmitted over the Internet."

And of course, common sense precaution: Never give out info that's just not necessary for you to order that scarf or any gift! The online store should not need your Social Security number, birth date or gender. If one asks you for that — that's a red flag bigger than Santa's red suit!

This article was written by Mary Schwager and originally appeared on GalTime.

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Friday, October 14, 2011

FRENCH WEBSITE TO REPORT SCAMS

Translated from French:

Report a scam on the Internet-Signalement.gouv.fr

A new website of the French government has been created where you can post a letter or a website scams:

https://www.internet-signalement.gouv.fr

You can access it directly by clicking the image of the site down, or so give the details of scams by phone: 08 11 02 02 17 (local call cost)

By clicking the "signal", you can send reports of illegal content or conduct that you would have ended up facing the course of using the Internet.

Your report will be directed and processed by the good service. It may lead to action by the judicial authorities.

Be careful on the Internet is first not to be afraid of everything: most of the pitfalls of the Internet are rude. To detect, it is often enough to say: "If a stranger told me that in the street, do I believe?" Caution on the Internet, it's also resist the temptations of the download and be wary of the feeling of anonymity.

Which processes the signals?

The signals are processed by police and gendarmes assigned to the platform harmonization, Analysis, Overlap and Orientation of reports (PHAROS). This platform is integrated with the Central Office for Fight against crime related to Information Technology and Communication. This service belongs to the Central Directorate of Judicial Police, part of the National Police.

The reports are anonymous?

You can identify you by filling out the particulars of the report form relating to your identity. It is not mandatory.

Reports are treated in the same way that you remain anonymous or not.

The form records the numbers "IP" (internet protocol) issued alerts. Number "IP" alone does not identify an individual. Only the access providers and Internet service experienced by owners of IP addresses. In exceptional cases, for the necessities of an investigation, investigators may request the identification of an IP number. They must obtain permission from a prosecutor.




 
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Burn The Fat - Fat Loss Diet "Bible." Top Seller since 2002. Others come and go, Burn The Fat is a perennial best-seller since 2002. - Click Here


"Numerologist" - Click Here


"How to Buy Foreclosures with Private Money." Complete learning system for cashing in on the foreclosure boom. This system teaches people the right way to quickly raise money from private investors and flip foreclosures. Digital download and training video - Click Here


"How to Get Him To Propose" - Click Here


"Secrets Of A Millionaire Magician" - Click Here


“How To Win The X Factor” - Click Here

 

“How to Make a Living or Simply Entertain Your Kids by Clowning!” - Click Here

 

“How to Save on Food with High Food Prices” -  Click Here

 

"Don't Get Burned By Driver Update Scams
or Fake Anti-Virus Scams" - 
Click Here

"Free E-Book About Free E-Books" - Click Here

Here's a good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here
- We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out:
"Studio Quality Portraits For Less" -
Click Here


 

Here's another good website to check out: 
"Green Cleaning Products" -
Click Here




Here's another good website to check out:
"Bibles New and Used" -
 Click Here

Here's another good website to check out: 
"Affiliated Website Designers" - Click Here



Here's a good Forum to check out:
"Dachshund Forum" Click Here



Here's a good reference on Forums, where you can find lots of information on just about any problem: Click Here



Copyright 2011 by Preston Smith,
Silver Dollar Press,
a Division of Walker Enterprises.
All Rights Reserved.

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Thursday, October 13, 2011

THE SCAM IN THIRTY-ONE LESSONS





Thursday, October 13, 2011



THE SCAM IN THIRTY-ONE LESSONS


Translated from Italian:
What do you recognize a scammer? Here is a list of thirty-one features, techniques and anecdotes. Gave a crook does not necessarily have all the characteristics of both.
1. It has lots of important relationships that may benefit you. Basically, these are people that he once shook hands. The crooks have really great relationships in high places. Sometimes these relationships know that it is a crook, sometimes not.
2. He tells you his life or passages of it, because supposedly he trusts in you. His "relationship" often play an important role. A good crook is still a bit pathological liar.
3. It deals with very important things and clearly has no interest in playing tricks on you, because it deals with you is much smaller than its current business. Besides, how dare you ask for evidence in a man so important? (Honest people are generally happy to instinctively give evidence and guarantees, regardless of their position.)
4. All it tells you there is always an element of truth.
5. What is good is that over the conversations he discovered a lot in common with you. It's really, it could take with you is exactly the kind of things you dreamed of doing.
6. He regularly asks you to explain in detail your ideas, which seem to fascinate him.
7. It makes you small and beg your services from time to time.
8. There you well specified: "Between us two, no secrecy."
9. The relationship of friendship with him that you can become passionate. Mackerel, for example, often work that way with their livestock. They listen to the girls, interested in their problems, appear soft and fragile, make future plans with them .. They make them mad passion, and then convince them to sleep with customers to raise the money necessary to achieve their dreams.
10. When he finally starts something with you, you are requested to provide your financial contribution. Yet what he asks is well below the volume of business deal he says.
11. The scam is the art of disproportion. If you were to compare what is all that money you give the scammer from what you give back, you notice that you are losing heavily. But you will not do this calculation. A beginner crook does not this calculation. Or he gave you a little something, or he intensely wanted to give you a big something. In both cases it is having an infinite pride. With this ineffable merit, it is the least we can do if he is back ... profusely.
12. The scammer will make you participate in many meetings where staff will be discussed in the latest news, new hope. Many of these sessions are exacting and heavy emotions. The scammer keeps you in a state of stress and blunts t'épuise your critical thinking. You're going to lose health, but it is certainly worth. No matter if you have no clear mind, he takes care of everything.
13. Proof that you really need it: it exciting regular contact with large organizations or important people about your business. These contacts are always on the verge of success. Sects in these important people can be angels, aliens or God himself.
14. At the stage where they should begin to materialize, the good news of the scammer disappear and give way to new hope to keep you in suspense.
15. He asks you the biggest secret on cases dealt with: "Spies are everywhere and the competition would not hesitate to send his killers.". But he says that when all goes well he can use his connections to know what you did.
16. He will present a lot of official documents and from large organizations, which reflect its importance. Suppose that a trial be held against you and the scammer. These documents will be part of the exhibits. The scammer will explain that this is evidence of a conspiracy against him. Even the experts of the court were purchased, they all say that most of these documents are forgeries.
17. Strangely, all transactions taking place after preparing the same pattern.
18. Your relationship with him makes a lot of jealous people: they do not stop to tell you to beware of him. Fortunately, this is a remarkable man: nothing is removed. It provides.
19. Honest people know it's being honest that goes furthest in life. The scammer, however, knows that it is explain that it is being honest that goes furthest in life that happen best t'escroquer.
20. There are a few tips to t'initie "benign" but not quite legal. If possible it will make you commit a slight irregularity: backdated documents, bizarre manipulations of bank accounts, signatures to documents ... This stuff is very popular with pimps, who are not afraid and protected more than their does complain.
21. When you separate, it will have lots of documents signed by you, among other evidence of what you owe, but you have nothing to him.
22. It is he who has done the scam, but it is you who will go to jail.
23. If you begin to attack the crook, it goes against you, attack trial sticky on the back. In this trial, you will be accused of precisely what you accused the crook. For two reasons. First, because the scammer would rather stay in an area he knows well. Second, because it takes a blur.
24. Some scam artists have only one technical and wait for the victim passes appropriate scope for implementation. Other scammers have a repertoire of techniques which they give names enchanting, "the Romanian case," "double sales", "trap", "star fruit" ... The great masters have no technical: they are open to the world, inquire, observe. They invented a technique to measure the circumstances and victims who go to them.
25. The scammer sometimes plays on a rather pernicious: he knows that many people assume that all industrial, business ... are bandits. If a conflict t'oppose the crook, these people will treat the matter as a conflict between two criminals. If any of these criminals claiming to be honest (you, in this case) is that it is clearly particularly twisted and deserves more punishment.
26. Some crooks are losing all scruples by saying that you looked so happy when you dangled the moon.
27. Considers that a crook is entitled to certain things. For example, if he managed to make your car become his, he will behave as if it is really his and that all is well. It has to have a car, like everyone else. The fact that now he is in line with a natural order of things.
28. A beginner crook does not think like a professional crook. The main feature of a novice crook is that really believes everything he says. He tells stories and wants to share it with everyone. One thing is for example related that when he tries you borrow money, he first spent days dreaming that he would make you ten times the amount borrowed.
29. If one of your friends know that the person with whom you do business is a crook, he will tell you nothing. He will feel disappointed that you frequent such people. He believed you honest and notes that he was wrong. In the best case he will say that it is better that you learn for yourself what a crook. But in no case will warn you.
30. You get caught by crook, despite the fact that you read this.
31. If you do read it to the scammer, he will say it is excellent.
Hello,
I am a journalist to TF1 and I look for people who have been victims of scams just unusual.
Through several small stories we treat different themes, including that of money (bank, credit, insurance). I work on different themes.
If you have been victims of scams or know people in this case and would be willing to testify.
Contact:
Naomi Klein
South Wharf TV
01.55.26.69.17
nklein@tf1.fr
Eric Brewer
Working for Income from your Home Computer is now exploding all over the World, and it is creating a personal solution to households in their private income recovery.
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"How to Get Him To Propose" - Click Here!


"Secrets Of A Millionaire Magician" - Click Here!


“How To Win The X Factor” - Click Here!

 

“How to Make a Living or Simply Entertain Your Kids by Clowning!” - Click Here!

 

“How to Save on Food with High Food Prices” -  Click Here!

 

"Don't Get Burned By Driver Update Scams
or Fake Anti-Virus Scams" - 
Click Here

"Free E-Book About Free E-Books" - Click Here

Here's a good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here
- We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out:
"Studio Quality Portraits For Less" -
Click Here


 

Here's another good website to check out: 
"Green Cleaning Products" -
Click Here 




Here's another good website to check out:
"Bibles New and Used" -
 Click Here

Here's another good website to check out: 
"Affiliated Website Designers" - Click Here 



Here's a good Forum to check out:
"Dachshund Forum" Click Here



Here's a good reference on Forums, where you can find lots of information on just about any problem: Click Here



Copyright 2011 by Preston Smith,
Silver Dollar Press,
a Division of Walker Enterprises.
All Rights Reserved.



Labels: , , , , , , , , ,

Thursday, September 29, 2011

HOAXES

HOAXES

Bank Director Sam Hoax

Type: Scams and Shams

Description:

Email users are sending this hoax message via email. It is soliciting from the email recipient the favor of becoming a partner to an illegal transaction and offering some cash reward for the recipient's positive reply. Trend Micro advises all email users to not propagate this email, which is a hoax.

Original Message:

I am DR KOFI HENEKOU, the director in charge of auditing and accounting section of International Bank of Africa Cotonou Republic of Benin in West Africa with due respect and regard.

I have decided to contact you on a business transaction that will be very beneficial to both of us at the end of the transaction .

During our investigation and auditing in this bank, my department came across a very huge sum of money belonging to a deceased person who died on November 16  in a plane crash and the fund has been dormant in his account with this Bank without any claim of the fund in our custody either from his family or relation before our discovery to this development.

Although personally, I keep this information secret within myself and partners to enable the whole plans and idea be Profitable and successful during the time of execution. The said amount was us$14M (fourteen million united states dollars).

As it may interest you to know, I got your impressive information through my good friends who works with chamber of commerce on foreign business relations here in Cotonou-Benin. It is him who recommended your person to me to be viable and capable to champion a business of such magnitude without any problem.

Meanwhile all the whole arrangement to put claim over this fund as the bonafide next of kin to the deceased, get the required approval and transfer this money to a foreign account has been put in place and directives and needed information will be relayed to you as soon as you indicate your interest and willingness to assist us and also benefit your self to this great business opportunity.

In fact I could have done this deal alone but because of my position in this country as a civil servant, we are not allowed to operate a foreign account and would eventually raise an eye brow on my side during the time of transfer because I work in this bank. This is the actual reason why it will require a second party or fellow who will forward claims as the next of kin with affidavit of trust of oath to the Bank and also present a foreign account where he will need the money to be re-transferred into on his request as it may be after due verification and clarification by the correspondent branch of the bank where the whole money will be remitted from to your own designation bank account.

May I at this point emphasize that this transaction is 100% risk free as I have made arrangements for a successful deal before contacting you.

On smooth conclusion of this transaction, you will be entitled to 30% of the total sum as gratification, while 10% will be set aside to take care of expenses that may arise during the time of transfer and also telephone bills, while 60% will be for me and my partners.

Please, you have been advised to keep top secret as we are still in service and intend to retire from service after we conclude this deal with you.

I will be monitoring the whole situation here in this bank until you confirm the money in your account and ask us to come down to your country for subsequent sharing of the fund according to percentages previously indicated and further investment, either in your country or any country you advice us to invest in.

All other necessary information will be sent to you when I hear from you. Or you can call on my mobile phone number 00229 08 69 05.

I suggest you get back to me as soon as possible stating your wish in this deal.

=====================================================

Free Meal at Outback Steakhouse Hoax

Type: Scams and Shams

Description:

This email scam invites recipients to forward the email to as many people as possible in order to get paid a certain amount of money for every person the email was sent to. If that recipient sends it to others, the original sender will also get additional payment. The sender is also entitled to get a free meal certificate to Outback Steakhouse.

This incredible chance, however, builds up on false and fantastic hopes and is actually a hoax. Recipients are advised to delete it and not forward it to other users.

Original Message:

THOUGHT YOU GUYS MIGHT LIKE A FREE MEAL!

It's a deal!

Subject: Outback Steakhouse

OUTBACK STEAKHOUSE.

We have rented an email tracker for the next 3 months!

We at RH Power Inc. want to see how many people our email can reach in this time!

If you forward this mail, you will be PAID MONEY! ! ! ! This email must be sent immediately upon receiving this for it to be counted.

For every person you send this to you will receive $413! For every person they send this to you will receive $139! I too (Ryan LaGrange, Head Marketing Manager), thought this was a hoax until I did the same this and the next month got a check for $4612 in the mail!

-------------------------BONUS-----------------------

IF YOU SEND THIS TO AT LEAST 15 PEOPLE RIGHT AWAY, A $25 GIFT CERTIFICATE TO OUTBACK STEAKHOUSE WILL POP UP ON YOUR SCREEN. PRINT OUT. Gotta try it just for the $25 certificate! Jo & Bob Wagner

Outback Steakhouse

===================================================

Area Code 809 Hoax

Type: Scams and Shams

Description:

This email, which is made to appear to have been sent out by AT&T, purports that a scam is being perpetrated by certain phone companies through the long distance code 809. It alleges that dialing this long distance number can leave callers with unexpectedly huge bills. It explains that the code dials to the Bahamas and does not operate under US regulations.

The code 809, which allegedly dials to the British Virgin Islands, actually belongs to the Dominican Republic.

While AT&T denies ever sending out this email, the scam it describes is apparently true, leading AT&T to issue the following statement regarding the 809 Area Code Urban Legend.

If you receive such an email, keep in mind that while the modus operandi described does indeed take place, you should also be aware of the following:

    - Not all phone numbers with 809 in the area code is part of this scam; most 809 numbers are legitimate, ordinary numbers.
    - This scam has been used with area codes aside from 809.
    - It is not, in fact, $2400 per minute; the figures involved with this scam have been greatly exaggerated over the years.
    - The average US consumer is unlikely to encounter the scam itself.

Original Message:

809 Area Code

We actually received a call last week from the 809 area code. The woman said "Hey, this is Karen. Sorry I missed you--get back to us quickly. Have something important to tell you." Then she repeated a phone number beginning with 809. We did not respond.

Then this week, we received the following email:

Subject: DON'T EVER DIAL AREA CODE 809, 284 AND 876

THIS IS VERY IMPORTANT INFORMATION PROVIDED TO US BY AT&T. DON'T EVER DIAL AREA CODE 809

This one is being distributed all over the U. S. This is pretty scary, especially given the way they try to get you to call. Be sure you read this and pass it on to all your friends and family so they don't get scammed!

MAJOR SCAM:

Don't respond to Emails, phone calls, or web pages which tell you to call an "809" Phone Number. This alerts you to a scam that is spreading -extremely- quickly can easily cost you $2400 or more, and is difficult to avoid unless you are aware of it. This scam has also been identified by the National Fraud Information Center and is costing victims a lots of money.

There are lots of different permutations of this scam.

HERE'S HOW IT WORKS:

You will receive a message on your answering machine or your pager, which asks you to call a number beginning with area code 809. The reason you're asked to call varies. It can be to receive information about a family member who has been ill, to tell you someone has been arrested, died, to let you know you have won a wonderful prize, etc. In each case, you are told to call the 809 number right away. Since there are so many new area codes these days, people unknowingly return these calls.

If you call from the U. S., you will apparently be charged $2425 per-minute. Or, you'll get a long recorded message. The point is, they will try to keep you on the phone as long as possible to increase the charges. Unfortunately, when you get your phone bill, you'll often be charged more than $24,100.00.

WHY IT WORKS:

The 809 area code is located in the British Virgin Islands (The Bahamas). The 809 area code can be used as a "pay-per-call" number, similar to 900 numbers in the U.  S. Since 809 is not in the U. S., it is not covered by U. S. regulations of 900 numbers, which require that you be notified and warned of charges and rates involved when you call a pay-per-call" number.

There is also no requirement that the company provide a time period during which you may terminate the call without being charged. Further, where as many U. S. homes that have 900 number blocking to avoid these kinds of charges, do not work in preventing calls to the 809 area code.

We recommend that no matter how you get the message, if you are asked to call a number with an 809 area code that you don't recognize just disregard the message. Be wary of email or calls asking you to call an 809 area code number. It's important to prevent becoming a victim of this scam, since trying to fight the charges afterwards can become a real nightmare. That's because you did actually make the call. If you complain, both your local phone company and your long distance carrier will not want to get involved and will most likely tell you that they are simply providing the billing for the foreign company. You'll end up dealing with a foreign company that argues they have done nothing wrong.

Please forward this entire message to your friends, family and colleagues to help them become aware of this scam.

=====================================================

International Sweepstakes Lottery Winner Scam

Type: Scams and Shams

Description:

This email scam is similar to the Nigerian 419 Scam which dupes recipients into thinking that they have won an unbelievable amount of money from an international lottery. It even draws up specific details on how "winners" can get the money.

This email is a hoax. Recipients are advised to delete it and not forward it to other users.

Original Message:

FROM: THE DESK OF THE VICE PRESIDENT INTERNATIONAL PROMOTIONS/PRIZE AWARD DEPT.

REF NO: EGS/2560145701/02.
BATCH NO:14/0013/1PD

Date:1JULY..,2011.

ATTN: DIRECTOR
RE: AWARD NOTIFICATION FINAL NOTICE

WE are pleased to inform you of the release of the results of the GLOBAL NET SWEEPSTAKE LOTTERY /INTERNATIONAL PROGRAM held on the 11th of JUNE.,2011.

Your name attached to ticket number 025—11464992—750 with Serial number 2113—05 drew the lucky numbers 4—18—24—30—31—35 which consequently won the lottery in the 3rd category. You have therefore been approved for a lump sum payout of US$415,810.00 (FOUR HUNDRED AND FIFTEEN THOUSAND EIGHT HUNDRED AND TEN US DOLLARS ONLY) in cash credited to file REF NO:EGS/2551543252/02.This is from a total cash prize of US$7,068,770.00 (SEVEN MILLION, SIXTY EIGHT THOUSAND,SEVEN HUNDRED AND SEVENTY US DOLLARS ONLY) shared among the seventeen international winners in this category.

CONGRATULATIONS!!!

Your fund is now deposited with a security company insured to your name. Due to mixed up of some numbers and names, we ask that you keep this award from public notice until your claim has been processed and your money remitted to your nominated account as this is a part of our security protocol to avoid double claiming or unwarranted taking advantage of this program by participants.

All participants were selected through a computer ballot system drawn from 25,000 names from Asia, Australia, New Zealand, Europe and North America as part of our international promotions program which we conduct once every year. We hope that with a part of your prize, you will take part in our end of year HIGHSTAKE US$50 Million International lottery.

To begin your lottery claim please contact your claims agent, Foreign Operations DR. DAVE WALLY (Operations Manager) GLOBAL NET SECURITIES S.A. on Tel:0034659238966 E-Mail: davewally@whipmail.com for processing and remittance of your prize money to a designated account of your choice. Remember all prize money must be claimed not later than 30 OF AUGUST.,2012. After this date all funds will be returned to the MINISTERIO DE ECONOMIA Y HACIENDA as unclaimed.

NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and batch numbers in every correspondence with us or your agent. Furthermore, should there be any change of your address, do inform your claims agent as soon as possible.

Congratulations once again from all members of our staff and thank you for being a part of our promotions program.

Best regards,

LOPEZFERNANDO
(VICE PRESIDENT)

Variation:

Subject: CONGRATULATION!! AWARD WINNING NOTIFICATION

LUCKYDAY INTERNATIONAL.
28030 REIMBRANDTSPLIEN, AMSTERDAM-NETHERLANDS.
FROM:THE DESK OF THE VICE PRESIDENT.
INTERNATIONAL PROMOTIONS/PRIZE AWARD.
BATCH NO: LDNL/009842/03.
REF. NO. LDNL/1282664/03
AWARD NOTIFICATION.

This is to inform you of the release of the EMAIL LOTTERY BALLOT INTERNATIONAL/WORLD GAMING BOARD winners of the SCIENTIFIC GAME PROMO LOTTERY; THE NETHERLANDS. Each email address was randomly selected and attached to ticket numbers and the numbers here quoted won the lottery in the 2nd category.

Corporate and individual email addresses were selected from Australia, New Zealand, America, Europe, North America and Asia as part of International Promotions Program, which is conducted annually. This was held on 20 Jan, 2011, but due to the mix up of number, the results were released on the 24th of January 2011. Your email address attached to ticket number 561000 with serial number 009888 drew the lucky numbers of 11-8-9 which consequently won the lottery in the 2nd category. You have therefore been approved for a lump sum payout of EUR 200,000.00 (TWO HUNDRED THOUSAND EUROS) in cash credited to file with REF. NO. LDNL/1282664/03.

CONGRATULATIONS: In a bid to correct the mix up of some numbers and names, we ask that you keep your winning information confidential until your claims have been processed and your money Remitted to you. This is part of our security protocol to avoid double claiming and unwarranted abuse of this program by some participants. All participants were selected through a computer ballot system drawn from only Microsoft users from over 20,000 company and 3,000,000 individual email addresses and names from all over the world. This promotional program takes place annually. Please be informed that all non-resident of The Netherlands are required to pay between EUR500-1000 Euros for their non - resident processing/application fee prior to the pay out and collection of their winning prize.

The amount is subject to your country of origin. To begin your lottery claim, please contact the Fiducially processing Agent that have been designated for the processing of your winning. Please call the claims agent Mrs. Irene Van Keulen of The Foreign Operation / Claims Department of the appointed company, LUCKYDAY INTERNATIONAL B.V..on Tel: 0031-630-350-762 (lottoinquiries@netscape.net) for the processing and remittance of your winning prize money to a destination of your choice. Any claim not made before two weeks from this date will be returned to the MINISTERIAL VAN DE ECONOMIA, The Hague, HOLLAND. Note that all unclaimed funds will be included in the next stake.

Accept our warmest felicitation and congratulations as we wait on your swift revert back to your designated fiducially Agent for guidance on the procedures of claims and payment.
Yours,
Iris Hans Kok (Mrs.).
National Co-ordinator/Vice President.

=====================================================


JOKE_DEL_WINDOWS

Description:

Alias: DEL_WINDOWS

This non-destructive joke program makes users believe that all files in their PC have been deleted by displaying a message box.

Solution:

Minimum scan engine version needed: 5.15
Scan pattern needed: 0.729.00

Trend customers

      Keep your pattern file and scan engine updated. Trend Micro AntiVirus software can clean or remove most types of viruses. Certain viruses, such as Trojans, scripts, overwriting viruses and joke programs which are identified as "uncleanable", should simply be deleted.

All Internet users

         1. For a quick check-up of your PC, use House Call - Trend Micro's online virus scanner. This will check for viruses which may already be on your PC.
         2. To keep your computer healthy by catching viruses before they have a chance to infect your PC or network, get the best antivirus solution available today. Trend Micro offers antivirus and content security solutions for home users, corporate users, and ISPs. To look through our entire product line, click here.

Details:

This Joke program displays a message box in the desktop with a message that the Windows and its contents are being deleted and transferred to the Recycle Bin. The user is not able to press the "cancel" or the "close" button. The message box disappears after the animation is finished.

The message box is a fake since it is just an animated image. If the user checks the c:\Windows directory, all the files will still be there and the Recycle Bin folder will not contain the deleted files.

Working for Income from your Home Computer is now exploding all over the World, and it is creating a personal solution to households in their private income recovery.


Micro Niche Finder Keyword Software.
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Get Your Ex Boyfriend Back - Click Here!


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Natural Mole Removal Guide.
Get rid of them as safely, naturally and cheaply as possible - Click Here!


Burn The Fat - Fat Loss Diet "Bible." Top Seller since 2002. Others come and go, Burn The Fat is a perennial best-seller since 2002. - Click Here!


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"How to Buy Foreclosures with Private Money." Complete learning system for cashing in on the foreclosure boom. This system teaches people the right way to quickly raise money from private investors and flip foreclosures. Digital download and training video - Click Here!


"How to Get Him To Propose" - Click Here!


"Secrets Of A Millionaire Magician" - Click Here!


“How To Win The X Factor” - Click Here!
 
 
“How to Make a Living or Simply Entertain Your Kids by Clowning!” - Click Here!
 

“How to Save on Food with High Food Prices” -  Click Here!
 
"Don't Get Burned By Driver Update Scams
or Fake Anti-Virus Scams" - 
Click Here

"Free E-Book About Free E-Books" - Click Here

Here's a good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here
- We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out:
"Studio Quality Portraits For Less" -
Click Here

 
Here's another good website to check out: 
"Green Cleaning Products" -
Click Here 



Here's another good website to check out:
"Bibles New and Used" -
 Click Here

Here's another good website to check out: 
"Affiliated Website Designers" - Click Here 


Here's a good Forum to check out:
"Dachshund Forum" Click Here


Here's a good reference on Forums, where you can find lots of information on just about any problem: Click Here



Copyright 2011 by Preston Smith,
Silver Dollar Press,
a Division of Walker Enterprises.
All Rights Reserved.

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Sunday, September 18, 2011

THE 'MISSED CALL' SCHEME: A NEW TWIST ON AN OLD SCAM


THE 'MISSED CALL' SCHEME:
A NEW TWIST ON AN OLD SCAM

    This scheme involves scammers calling a customer’s phone, letting it ring once or twice and then disconnecting the call so that the number remains on your call log. Sometimes they might leave a voicemail. The number shows up as a missed call and is typically a normal three-digit area code that would appear to be a U.S. number, but it’s actually an international number. For example, 809 is the Dominican Republic, 876 is Jamaica, 284 is the British Virgin Islands, and so on. When you return the call, you’re automatically routed to an international adult entertainment or chat line in a non-U.S. Caribbean island location, where you can quickly rack up expensive charges. While major wireless companies work to block suspicious numbers on their networks, and most have consumer education systems in place to identify and combat these threats, these scams originate outside the reach of U.S. regulators and wireless providers.

Tips to Keep You Safe:

• Always check the area code before returning a missed call to ANY unknown caller.

• Be skeptical about area codes you don’t recognize.

• Be aware that there are numerous three-digit area codes (mostly in the non-U.S. Caribbean Islands) that connect callers to an international phone number.

• Don’t respond to text messages or calls from unknown sources. Delete them immediately.

• If you don’t regularly make international calls, ask your wireless carrier to block international calling.

UNKNOWN OR UNSOLICITED
TEXT MESSAGE SCAM

    This scheme is called ‘Smishing’, which is a combination of ‘Short Message Service’ text messaging and email ‘Phishing.’ It involves your responding to what appears to be a legitimate text message you received, even though it’s from a number you most likely don’t recognize. Doing this can place yourself at greater risk for identity or information theft at the hands of crafty cyber thieves. This simple bait-and-hook fraud allows crooks to use auto-dialing or roll-texting computer programs to text you on your wireless device. The message encourages you to click a link or call the number back (the bait). The message often is based on some urgent action, such as “NOTICE! Hurry, your credit card has been deactivated or suspended. Go to this link for help!” Maybe you’re in a hurry, or maybe the message looks like it’s from a trusted source such as your bank. However, when you visit the website (the hook), you’ve unwittingly given the criminals access to your device, and they can attach dangerous spyware, malware, viruses, or spam to your device that gives them control of it and instant access to your personal (possibly financial) data.

Who's Looking Out for You and What Should You Do?

• The Federal Communications Commission (FCC) has consumer advisories on international and text message scams.

• The Federal Trade Commission (FTC) also provides information on phone scams and spam.

• The National Fraud Information Center (NFIC) and the Better Business Bureau (BBB) say these scams can potentially cost victims lots of money, and continue to monitor these illicit activities.

• All major U.S. wireless companies invest substantial resources developing and implementing spam blocking technologies so you can safely use your device with your personal and financial data secure. But as SMS and MMS messaging usage continues to increase, they recommend to always use caution when you see a suspicious message or unknown contact pop up.

• If you believe you’ve unwittingly been a victim of a scam like this, contact your carrier immediately. You should also file a complaint with the FCC and/or FTC, and report the activity to the NFIC and BBB to help save other consumers from becoming wireless call/text scam victims.



"How to Get Him To Propose" Click Here!


"Secrets Of A Millionaire Magician"
Click Here!



“How To Win The X Factor” Click Here!
 

“How to Make a Living or Simply Entertain Your Kids by Clowning!” Click Here!
 

 “How to Save on Food with High Food Prices”
Click Here!
 
"Don't Get Burned By Driver Update Scams
or Fake Anti-Virus Scams"
Click Here

"Free E-Book About Free E-Books" Click Here

Here's a good website to check out: "How To Adjust & Repair Your Sewing Machine" - Click Here
- We may turn this "Book on paper" into an E-Book in the future, if enough people want it. If you are one of those who would buy it, please let us know.

Here's another good website to check out:
"Studio Quality Portraits For Less" -
Click Here

 
Here's another good website to check out: 
"Green Cleaning Products" -
Click Here 


Here's another good website to check out:
"Bibles New and Used" -
 Click Here
 

Here's another good website to check out: 
"Affiliated Website Designers" Click Here 


Here's a good Forum to check out:
"Dachshund Forum" Click Here


Here's a good reference on Forums, where you can find lots of information on just about any problem: Click Here



Copyright 2011 by Preston Smith,
Silver Dollar Press,
a Division of Walker Enterprises.
All Rights Reserved. 

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Monday, June 13, 2011

MANY PEOPLE ARE NOT WHO THEY SAY THEY ARE

MANY PEOPLE ARE NOT WHO THEY SAY THEY ARE

Many people are not who they say they are. A friend was in line at the local Post Office when a lady in the next line became very agitated because she had phoned ahead and told "someone" what she wanted, then she had produced identification, and "they" still wouldn't let her have the package for her "sister." By the looks of the package, it looked like food stamps, my friend told me. At one point there were three male clerks and one female clerk trying to explain to the woman that "many people are not who they say they are." But the woman became louder, finally getting so agitated that it seemed like the police were going to be called to calm her down. It seems that some people go to the Post Office and tell them all kinds of stories, and one of the male clerks explained that they could only release the "package" if the local Social Services Office would send them a letter stating that this lady could pick up mail for her "sister." Needless to say, she left without getting the "package" she came for. She was probably going to stop by the grocery store on the way back to her "sister's house."

Another friend related another story that shows that many people are not who they say they are. He worked for a company selling a product to people in their homes. He said that he made a sale to a couple, and it seemed that the man didn't seem to be especially interested in the product, but he didn't object when the woman wanted it and bought it. He just didn't want to sign the Order Form. A few months later the account became delinquent, so my friend went back out to the house to collect some money. A man answered the door and stated that his wife was gone, and he seemed unfamiliar and didn't seem to know much about the sale or delinquency. When my friend began describing the situation on the day of the sale, the man at the door asked some questions about the time of day and similar details that soon made it apparent to both that the man with the woman on the day of the sale was not the woman's husband, as my friend had assumed.

Since many people are not who they say they are, this explained the fact that it seemed that the man didn't seem to be especially interested in the product, but he didn't object when the woman wanted it and bought it. He just didn't want to sign the Order Form! No wonder!

Another friend related a story about answering an ad to buy a house. The fellow who met him at the door and showed him through the house stated that he would give "a Deed conveying everything I own in the house, in other words my entire interest in the house." When my friend couldn't pass up the ridiculously low price and bought the house, he found that many people are not who they say they are, as the real owner of the house showed up in a month or so and wanted to know what was going on! It seems that he had rented the house to the first fellow who met my friend at the door and showed him through the house, stating that he would give "a Deed conveying everything I own in the house, in other words my entire interest in the house." It seems that the renter didn't own much interest in the house (none, in fact). The renter made off with my friend's money, which not only proves that many people are not who they say they are, but it also proves the saying that "if something seems too good to be true, it probably is!"

When the river flooded a few miles from my house a few years ago, the story went around that some of the people who lived the closest to the river found that, not only would their flood insurance not pay off (if they had any), but that they didn't actually own the land their house had been built on. It seems that some sharp developer had obtained a 99-year lease on the land from the government, then built and sold a bunch of houses. Years later, when the flood came, the homeowners found that many people are not who they say they are, as they didn't actually own title to the land.

Another friend found that he was going to be away on vacation for an extended period of time, so he put a Temporary Forwarding Order on his mail at his local Post Office.

Within a week or so, he received a letter from his local Post Office at both his original address and his new vacation address stating that they had received a Temporary Forwarding Order to re-route his mail. The letter went on to say that, if this information was correct, he didn't need to do anything; but if this information was incorrect, then he should come in and notify them in person. It seems that many people are not who they say they are, as some people had been putting in Temporary Forwarding Orders and Change of Address Forms on other people's mail, then receiving checks belonging to the unsuspecting victim, then going out and cashing the checks. This may be why more places are asking for identification if they don't know you, and why more places are putting up signs that they don't accept out-of-town checks and similar pieces of paper.

This same friend had ordered a new debit card from his bank, and it was to be mailed to his original address. He also received a check at the same address every month. When neither the debit card or the check showed up at the new vacation address, my friend found that they had been returned to the senders (that is what it means when an envelope you receive says something like "Address Correction Requested" or "Do Not Forward" or "Form 3691 Requested.") It probably isn't 3691, but it means that, for a small additional fee, the Post Office will notify the sender of the new address from the Temporary Forwarding Orders and Change of Address Forms. This also explains how collection agencies seem to be able to find people who move frequently, and why some people don't notify the Post Office of their new address when they move!

When neither the debit card or the check showed up at the new vacation address, my friend found that they had been returned to the senders, so he made some phone calls to explain the situation to the bank and the sender of the monthly check. It seems that many people are not who they say they are, as some people receive credit cards and checks from someone else this way, and they go out and use the credit cards and cash the checks that don't belong to them.

A number of years ago, my grandfather decided to buy a clothing store. This was not so unusual, except that he was supposedly “retired” and in his 70's at the time. He never learned to drive a car, so he would always pay me a few dollars to take him where he wanted to go, and he would usually buy our lunch, too, which made it even nicer! He wanted to go see a clothing store that was for sale, having talked to the owner on the phone earlier. When we arrived, at about 4:30 p.m. one day, the place was full of clothes on racks, where one would expect them to be after they had been tagged with the price and other pertinent information. My grandfather talked to the fellow for a good 30 minutes or so, then we went on our way. A few days later, my grandfather again wanted me to take him to the same clothing store, which I didn’t think was too odd, as he apparently had thought it over and made a decision. This time, however, the owner was not expecting us. In other words, we just walked in “unannounced.” One thing I did notice, was that the store was a lot emptier than it had been a few days earlier! When we got back out to the car, I remarked about this to my grandfather. He had noticed it, too! He thought that the owner was “seeding” the inventory, adding clothes brought from home or borrowed elsewhere, to make the inventory look bigger, especially when a buyer was expected! Another thing my grandfather pointed out, was that there had been NO CUSTOMERS either day, and both times we were there when there should have been at least a few customers! The 4:30 p.m. time was when most people were getting off work, and this should be a busy time for a clothing store, especially if people wanted to shop after work (which they did in those days, while waiting for a streetcar or a bus).

My grandfather and father took me to a nice little coffee shop in the downtown area one day, introducing me to the proprietor and such. On our next trip to the same little coffee shop, a new person introduced himself as being the new owner, saying he had bought the coffee shop from the previous fellow. A month or so later, when we again visited the same little coffee shop, the original fellow appeared, saying that the “new owner” had not paid him the agreed monthly payment, so he took his coffee shop back! This happened quite a few times in the coming months, with the original owner “selling” the coffee shop to someone else, who only stayed a month or two, then the original owner appeared again. My father and grandfather figured out that the “new owners” thought they were buying a going restaurant business, as it was in the downtown area where a lot of people worked at that time. After operating the coffee shop for a month or two, they would discover that, instead of the business being a going restaurant business, it was only a little coffee shop, with very little restaurant business! Of course, they couldn’t make any money just selling coffee, and when it came time to make a payment, most of them would simply return the coffee shop to the original owner. This fellow sold the same coffee shop about a dozen times during the year or two we watched it, with each “new owner” thinking they had bought a thriving restaurant business, only to find that they had bought a little coffee shop that didn’t make much money. We figured that the original owner made more money out of selling the coffee shop over and over, than he did out of selling coffee!

So, when you run into small problems in your daily walk through life, just remember that many people are not who they say they are, and be glad that someone asks you for identification and double-checks on Temporary Forwarding Orders and Change of Address Forms. This is for your benefit. Like a lady once told me in a bank, "You don't want the bank to give your money to some stranger, do you?" Another friend who worked in a bank said that they "make people mad every day," probably because they don't want to cash checks for strangers, cash checks on other banks (which is why they ask if you have an account there), don't want to loan money on "questionable deals" and many other things that people seem to dream up.

The next time you go to buy a house, remember the story of the fellow who was quite willing to give "a Deed conveying everything I own in the house, in other words my entire interest in the house." And remember the story of the lady who had phoned ahead and told "someone" what she wanted, then she had produced identification, and "they" still wouldn't let her have the package for her "sister." And remember that the story of the man with the woman on the day of the sale was not the woman's husband, as my friend had assumed. This explained the fact that it seemed that the man didn't seem to be especially interested in the product, but he didn't object when the woman wanted it and bought it. He just didn't want to sign the Order Form! And remember the story of the sharp developer who had obtained a 99-year lease on the land from the government, then built and sold a bunch of houses. Years later, when the flood came, the homeowners found that they didn't actually own title to the land. And remember the story of the "Address Correction Requested" or "Do Not Forward" or "Form 3691 Requested," as well as the Temporary Forwarding Orders and Change of Address Forms. Perhaps these stories will save you some headaches as well as some time and trouble, not to mention money!

If and when you decide to buy a business, remember the fellow who “seeded” the inventory in his clothing store, and remember the fellow who sold and re-sold the little coffee shop that didn’t make much money! Regardless of the situation, remember that many people are not who or what they say they are! Buyer beware! And, “if it sounds too good to be true, it probably is!”


Copyright 2011 by Preston Smith, Walker Enterprises/Silver Dollar Press. All Rights Reserved.

Here’s a good website to check out: “Studio Quality Portraits For Less” - http://studio-quality-portraits-for-less.weblodge.net

Here’s another good website to check out: “Green Cleaning Products” - http://green-cleaning-products.weblodge.net

Here’s another good website to check out: “How To Adjust & Repair Your Sewing Machine” - http://www.silver-dollar.zoomshare.com

Here’s a good Forum to check out: http://dachshund-forum.forumotion.com

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